Welcome to BuyNewHomesOahu.com's comprehensive guide to help you navigate the exciting journey of buying a new home in West O'ahu. Whether you're a first-time homebuyer or a seasoned investor, we've gathered essential information to support your home-buying process.
Traditional loans offering fixed or adjustable rates. Typically require a down payment between 5% and 20%.
FHA Loans
Government-backed loans with lower down payment requirements (as low as 3.5%), ideal for first-time homebuyers.
VA Loans
Available to eligible veterans and active-duty military personnel with benefits like zero down payment and competitive rates.
USDA Loans
For homes in qualified rural areas, offering zero down payment options and favorable terms.
Local Programs
Ask us about unique Hawaii financing options like the Hawaii Housing Finance and Development Corporation (HHFDC) programs.
Understanding your financing options is crucial in securing your dream home. Contact us directly for personalized advice and referrals to trusted local lenders.
Timeline of Buying a Home
Step 1: Pre-Approval (1-2 Weeks)
Meet with a lender to get pre-approved.
Step 2: Home Search (1-4 Weeks)
View homes, neighborhoods, and new developments.
Step 3: Making an Offer (1-2 Days)
Submit your offer and negotiate terms.
Step 4: Escrow and Inspections (30-45 Days)
Complete inspections, appraisals, and finalize financing.
Step 5: Closing (1 Day)
Sign final paperwork, complete the transaction, and receive your keys!
Here's a clear roadmap of what to expect during your home-buying journey.
Upcoming Event: West O'ahu Home Buyers Zoom Seminar
Event Information
Join our exclusive online seminar designed specifically for West O'ahu homebuyers! Learn valuable insights directly from local experts, covering financing, market trends, and strategies to successfully buy your new home.